XRP Surges to Record High: Analysts Eye Key Support Levels Amid Consolidation

XRP has recently made headlines by hitting a new all-time high of $3.65 on July 18, 2025, surpassing its previous peak from 2018 and marking an impressive 68% monthly gain. However, the rally has shown signs of stalling near the $3.40-$3.50 range, leading analysts to speculate about a potential retracement. Technical analyst Egrag crypto has identified $3.12 as a critical Fibonacci support level, emphasizing that maintaining above $3.40 would keep the bullish sentiment intact. Meanwhile, a descending channel on the 4-hour chart suggests a period of consolidation. This development has sparked keen interest among traders and investors, who are closely monitoring XRP's next moves to gauge its future trajectory.

XRP Hits New All-Time High Amid Potential Retest Scenario

XRP surged to a record $3.65 on July 18, eclipsing its 2018 peak and marking a 68% monthly gain. The rally stalled NEAR the $3.40-$3.50 range, prompting analysts to watch for a possible retracement.

Technical analyst Egrag Crypto identifies $3.12 as a critical Fibonacci support level, noting that while holding above $3.40 remains bullish, a descending channel on the 4-hour chart suggests consolidation. "Fib 0.888 at $3.1279 presents a logical retest zone," he observed, emphasizing the importance of this level beyond mere numerical symmetry.

U.S. Banking Associations Oppose Ripple and Circle's Trust Bank Applications

Major U.S. banking trade groups are pushing back against crypto firms seeking national trust bank charters. The American Bankers Association and National Bankers Association have raised concerns about transparency and regulatory gaps in applications filed by Ripple, Circle, and other digital asset companies.

The coalition's July 17 letter to the Office of the Comptroller of the Currency highlights potential risks to the financial system. Traditional institutions argue the OCC may be overstepping its authority by enabling expanded crypto banking activities without proper safeguards.

This clash represents growing tension between legacy finance and digital asset innovators. As crypto firms seek mainstream legitimacy through banking charters, established players are digging in their heels - setting the stage for a prolonged regulatory battle.

XRPL Surpasses $100M TVL as DeXRP Raises $100M in IDO

The XRP Ledger (XRPL) has crossed $100 million in total value locked (TVL) amid a resurgence for XRP, which now trades above $2.98. The token has posted 30% monthly gains, reasserting itself among 2025’s top performers.

DeXRP’s ongoing IDO has raised over $1 million since its June 12 launch, with 25% of its token supply allocated to the presale. The project plans a Q4 2025 exchange listing at $0.35 per token—a 4,100% premium to the current $0.00826 IDO price. Purchases are available via Ethereum, BNB Chain, Solana, XRPL, Bitcoin, or USDT.

The decentralized exchange will feature hybrid AMM-orderbook functionality and optimized liquidity pools. Unlike VC-backed projects, DeXRP grants governance rights to all $DXP holders through its voting system.

XRP Futures Hit All-Time High Amid $70 Million Whale Activity

XRP futures open interest surged to a record $11 billion as institutional bets intensify during the token's bullish rally. The momentum follows a $70 million whale transfer to Coinbase, sparking speculation of profit-taking despite unshaken price action.

The token briefly touched $3.54, nearing its 2018 peak of $3.84, as the broader crypto market capitalization eclipsed $4 trillion. Derivatives activity suggests growing confidence, with leveraged positions covering 3.1 billion XRP tokens.

Regulatory clarity in the U.S. appears to be fueling renewed institutional interest, creating a favorable environment for sustained upward movement across digital assets.

XRP Price Surges Nearly 50% as On-Chain Volume Hits $1B+

XRP has staged one of its most aggressive rallies in recent weeks, with prices soaring nearly 50% since early July. The surge coincides with a dramatic spike in on-chain activity, as payment volume on the XRP Ledger eclipsed $1.07 billion—the highest level in over a month.

Technical indicators reinforce the bullish momentum. Key resistance levels at $2.39, $2.68, and $2.80 have flipped to support, while the RSI approaches overbought territory at 84. Analysts note the MOVE appears fundamentally driven, with the volume surge suggesting growing institutional adoption rather than speculative froth.

The $3.64 peak now serves as critical resistance. A decisive break above could open the path to $4.00, though traders are watching support at $2.80 and $2.39 should profit-taking emerge.

XRP’s 6-Month Rally Could Reshape Crypto Portfolios Amid Regulatory Shifts

Ripple's XRP is surging on a confluence of bullish catalysts, from ETF speculation to stablecoin expansion, as the token gains 17% amid pending U.S. crypto legislation. Market watchers now eye a potential $5 price target.

The token's momentum coincides with three pivotal U.S. crypto bills that could redefine market dynamics. XRP's current $3 position reflects growing institutional interest, with analysts like Dark Defender forecasting near-term upside.